Panamax HCE is a contactless payment solution with its unique HCE SDK. This is an NFC-based solution and supports PA-DSS standards. It allows the advantage of seamless integration, wherein all payment card types with end-to-end tokenised pure HCE solution are supported. The payment solution can also be integrated with existing wallet systems and interfaced with Bank systems through RESTFUL APIs. The solution extends a multichannel support and adheres to global compliance standards. It is ready for ready pilot implementation and then launch at banks.